Nobody wants to be accused of bringing spurious lawsuits after a road traffic accident, but there are all too many occasions when it is completely warranted.
The news is absolutely full of stories describing how spurious whiplash claims are making things harder for all of us. People bringing claims for whiplash injury are flooding the courts, people say, resulting in vastly increased court costs for the insurance companies that defend against these claims, which then leads to these insurers having to raise their rates in an effort to recover these costs, making it more expensive for everyone; if people would stop bringing these spurious claims, experts say, there’d be less cost to the consumer overall, so it’s easy to feel fearful about bringing one of these claims even in the event that you’re suffering from a neck injury from a legitimate accident, but the truth is sometimes you have no choice.
You’re not part of the problem
Nobody wants to think they’re part of why things are so bad right now, as it’s a terrible feeling. The idea of contributing to everyone’s high insurance costs is enough to drive many people away from making a car accident claim for whiplash, but you can be doing yourself and your family a disservice by doing so, even though you have the best of intentions.
Because of the debilitating nature of whiplash injury, you could be in pain and discomfort for more than just a few days. In fact, it can be weeks or even several months before you recover completely, and if your injury is severe enough to preclude you from working, you’re going to need to be compensated for your loss of income; this is exactly where a personal injury compensation clam comes in, which will restore to you what you will have lost from missing work for so long.
It’s your legal right
You need to bring a claim against the other driver that injured you because you’ve missed weeks or months of work, but you also need to realise that you have a legal right to do so – a right that can’t be taken away by anyone or anything. If you were injured through no fault of your own, you have the ability to hold the responsible party accountable, and it is their obligation to ensure that you are made whole – it was, after all, their actions that caused your injury in the first place.
So don’t ever feel like you shouldn’t raise your voice and seek out legal advice if you’ve been legitimately injured in a road traffic accident, whether it be a case of whiplash injury or any other sort of bodily harm. If you were not at fault in any way, not only are you legally entitled to bring a claim, you may have no choice if you were injured enough to make you miss work, and the financial stability of you and your family is much more important than the grumblings of a few stingy insurance companies upset about having to pay out on what they would like to categorise as ‘spurious’ insurance claims.
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Image: ‘Serious incident’ in Oxford by net_efekt