If you have suffered from whiplash, you will know that this type of injury can hurt your finances as well as your neck. The pain and stiffness caused by whiplash can prevent you from driving, working and enjoying your usual lifestyle and may require costly treatment.
If you were at fault for the incident that caused the injury, there is little you can do to lessen the financial blow. But if you suffered whiplash because of someone else’s lack of care or negligence, you may have a strong case for a whiplash claim.
You may be entitled to compensation if you suffered whiplash as a result of being attacked or having an accident that was not your fault. After all, if the cause of whiplash wasn’t your fault, why should you be left out of pocket?
When making a whiplash claim, most people choose to use a solicitor. But many fail to realise how important it is to choose a solicitor that has extensive experience of whiplash claims. A general solicitor may be able to win your case, but the chances are that they will take longer to complete the case and the compensation award may be lower. Why? Because they don’t have the knowledge and experience of working with the whiplash claims system.
If you want to give your case a better chance of success, you should consider using a solicitor who specialises in whiplash claims.
Win your Claim with a Specialist Whiplash Solicitor
If you needed brain surgery, would you trust your GP to perform it? No, of course not. So why would you turn to a non-specialised solicitor to handle your whiplash claim when you could just as easily hire a specialist?
Solicitors that specialise in whiplash claims are experts in their field. They deal with all types of whiplash claims every single day, so know exactly how to respond to unexpected issues quickly and correctly.
A good whiplash solicitor will be able to:
- Advise you on the strength of your claim
- Present your claim in the best possible way
- Improve your chances of success by ensuring you have appropriate medical reports, police reports and witness statements
- Increase your chances of being awarded a higher level of compensation
- Recommend an After The Event insurance policy, which will help to cover the costs should your case be unsuccessful
- Complete your whiplash claim more quickly.
Many whiplash solicitors also operate on a No Win No Fee basis. With these arrangements, you only pay the solicitor a fee if you win the case which will never be more than 25% of the overall value of your injury claim compensation award. No deduction is ever made for any compensation recovered for you for losses which you may suffer into the future.
Another important factor to consider is that a specialist whiplash solicitor will also have up-to-date knowledge of the whiplash claims system. You may not be aware of it, but the government is actively looking at ways to revise the system so that insurance companies have more power to dispute whiplash claims. Inevitably, this will make it even more difficult to win a whiplash claim without the help of a whiplash solicitor.
Why is the Whiplash Claims Process Set to Change?
The government is facing growing pressure from the insurance industry to tackle the problem of ‘exaggerated or even fraudulent claims’ (Nick Starling, Director General, Association of British Insurers). They claim that whiplash claims are costing them £2bn per year, which has contributed to significant rises in car insurance premiums for motorists (an estimated £90 extra per policy).
Will the government change legislation for whiplash claims? It seems to be a certainty, as Prime Minister David Cameron has previously stated that the government is “determined to tackle this damaging compensation culture which has been pushing up premiums”. Indeed, the Commons Transport Select Committee has already recommended that claims should require:
- Evidence of a whiplash injury
- Evidence of the impact a whiplash injury has had on a claimant’s life.
Make no mistake, the whiplash claims system is going to change, and it is going to become more difficult to make a successful claim. So to achieve a good level of compensation, you are going to need all the help you can get. And the best help available comes in the form of specialist whiplash solicitors.
Please do get in touch if you believe we can help.